Do you dream of owning
your own home?
Established in 1993, the Appleton Housing Authority’s Homebuyer Program has helped more than 500 households reach their dream of owning a home. By utilizing available funding from federal, state and local sources, qualified applicants can receive assistance for down payment and needed repairs or upgrades to homes they buy. This assistance is given as 0% interest deferred payment loans. These loans do not collect interest and the home owner does not make payments to the Housing Authority as long as they live in their house.
Which houses are available?
Clients are free to purchase any house that is located in Outagamie or Calumet County. The price of a home must be in the client’s calculated price range and cannot exceed limits set for the amount of repairs that are needed to a home.
The calculated purchase price of a house is determined by the amount of money you will qualify to borrow from a local lender based on your current income. The amount of down payment assistance you will receive from the housing authority is then added to come up with a purchase price limit that will be affordable to you.
Who is eligible?
Any person or family with a total household income below 80% of the County Median Income limit will qualify to apply for the program. These income limits are adjusted for the number of people that live in the household. *See table below for income limits.
A person cannot own property at the time they apply for this program.
Only people who are looking for a single family house will qualify. You cannot buy a duplex or rental property through this program.
Each applicant is required to complete a series of homebuyer education classes. These classes are provided by the housing authority.
Homebuyer Program Registration
The Homebuyer Program gives you support and guides you through the entire home buying process. Each participant is educated and prepared to be a home owner. The purchase process is controlled to make sure that the home you buy will be affordable for you.
All homes are inspected before you buy them to make sure they meet HUD housing quality standards. If repairs or upgrades are needed, assistance is available to see that each house is made a safe and decent place to live.
As a national award of merit winner in 2000 for program innovation and a 2003 local award winner for best remodel of a home in a specialty category, the quality of assistance this program provides is unquestioned. Contact Nicole Lemke at 920-739-6811 ext 111 or at [email protected] to register for classes or with questions about the program.
|Household Size||Maximum Annual
8 or more